"Higher interest rates mean the cost of using credit will be more expensive, as consumers will pay more in interest," says Jeff Arevalo, financial wellness expert with GreenPath Financial Wellness, a nonprofit credit counseling and debt management agency. Having an excellent credit score can give you the lowest interest rates credit cards can offer. Click below to see what tools we can offer to you.
CREDIT SPECIALIST & REALTOR
My name is Denisse, and I am a proud Latina from Ecuador who came to the United States in pursuit of the American Dream.
When I arrived, I faced significant challenges—I had no high school diploma, no English skills, and no credit history. However, through determination and hard work, I earned my GED diploma and became a Real Estate Agent.
Throughout my career, I realized that many of my clients struggled with credit issues, a challenge I deeply related to, as I faced the same difficulties when I first arrived in this country.
Driven by my desire to help others, I pursued further education and earned a certification from the Association of Credit Consultants. Today, my mission is to guide people toward improving their credit and achieving financial freedom. 💼💳✨
📢 I share educational content 📚💡 and reveal valuable secrets 🔑 that many would charge you for. Learn for free and take control of your finances! 💰🚀
THE ONLY THING YOU SHOULD KNOW BEFORE CLOSING YOUR CREDIT CARDS
📢 In this video, we analyze whether closing your credit cards 💳❌ is really a good idea.
🔎 We explore the benefits and risks ⚖️, including their impact on your credit history 📄, credit score 📊, and personal finances 💰.
If you have doubts about how to manage your credit cards, this video is for you! 🎯🔥
CONSOLIDATION CREDIT: STRATEGIES TO CONSOLIDATE AND OVERCOME DEBT
📢 In this video, we’ll explore the debt consolidation process 💰, a strategy that can help you manage your finances more effectively 📊✨.
🔍 We’ll explain how it works, its key benefits ✅—such as lower interest rates 📉 and simplified payments 💳—as well as the downsides ⚠️ you should consider, including potential hidden costs 💸. Don't miss it! 🚀
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